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Hastings Office

Phone: (402) 463-2461
Fax:(402) 463-2469
2203 Osborne Drive
Hastings, NE 68901 

Omaha Office

Phone: (402) 884-1320
Fax: (402) 884-1833
4331 North 156th Street
Omaha, NE 68116 

Kearney Office

Phone: (308) 698-0114
Fax: (308) 698-0118

4004 6th Avenue
Kearney, NE 68845

Lincoln Office

Phone: (402) 470-0337
Fax: (402)327-8483
8421 Amber Hill Ct, Suite 201
Lincoln, NE 68526

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Long-Term Care Insurance

Long-Term Care is the type of care received either at home or in a facility, when someone needs assistance with activities of daily living, such as bathing and dressing due to an accident, an illness or advancing age.

Rising life expectancy means that the potential need for "long-term care" grows with every passing year of your life. The likelihood is that you or a member of your family will need long-term assistance due to a prolonged illness, a disability, or general deterioration of your health and ability to perform routine daily activities. Most long term care expenses are not covered by Social Security or Medicare, Medicare Supplement ("Medigap"), or private health insurance. Medicaid pays for nearly half of all nursing home care, but you must meet federal poverty guidelines and may have to "spend down" most of your assets on health care.

 

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