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Lowering Workers' Compensation Costs through Return to Work Programs

Return to Work Programs are extremely important to companies when it comes to managing the costs associated with Workers’ Compensation. In states like Nebraska that can be even more impactful because of the Experience Rating Adjustment (ERA) that is factored into the Experience Modification Factor (Mod). The ERA allows for a 70% decrease in the total claim when it is factored into a company’s mod calculation.

The ERA is not the only benefit to having a Return to Work program, however. Many other benefits apply to the company and to the injured employee. Here are just a few:

  • Anticipating and contolling Hidden Costs
  • Proactive Approach to Cost Containment
  • Getting employees back to work with less down time and money spent on recruiting and hiring
  • Boosting Morale
  • Discouraging abuse of the Work Comp system

These are not the only additional benefits to a Return to Work program. For more information and many more benefits check out this document: Importance of Return to Work Programs.

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