PLEASE NOTE: As part of the recommended COVID-19 safety precautions Ellerbrock-Norris will be operating as a fully remote team starting 3/18/2020.
All team members will be available via email during this time. You can find team member email addresses on the Our Team page as needed.

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As a business owner, you are constantly faced with opportunities and decisions. Learn how to leverage ENCORE to mitigate the risks involved with those decisions.
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Your life is unique, and your insurance coverage should be just as unique so that you can rest easy knowing you and your family are protected.
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Protecting your financial well-being goes beyond just insurance products. Our wholistic approach helps mitigate risks throughout all financial aspects of your life.
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Leverage our relationships and expertise to create benefits packages for your employees to allow you to attract the best talent to your business.
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latest news

April 28, 2023
Workers’ Compensation Experience Modification Rate: How It’s Calculated and Strategies for Reduction
Business owners need to understand how the Workers’ Compensation experience modification rate is calculated, and actionable steps you can take to reduce your mod rate – and thus the financial burden of Workers' Compensation insurance.
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April 27, 2023
For 2023, there are a number of sweeping market developments for your business to consider.
Insurance experts often examine how outside influences and trends affect the insurance marketplace, and businesses should follow suit to determine what factors may impact their insurance coverage.
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April 27, 2023
What is Workers’ Comp Mod Rate and How Do You Control It?
According to the Institute of Work Comp Professionals, about 75% of all premium audits are incorrect.
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PLEASE NOTE: As part of the recommended COVID-19 safety precautions Ellerbrock-Norris will be operating as a fully remote team starting 3/18/2020.
All team members will be available via email during this time. You can find team member email addresses on the Our Team page as needed.