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Who We Serve: Specialty Trades

Risk Management for the Trades

You wire, you pour, you fix, you install. Every day, you bring skill and precision to the jobsite. You’ve built a company around your craft — and you’re building a future worth protecting.

Whether you're an electrician, plumber, mason, roofer, carpenter or beyond, risk management for specialty trades is about safeguarding what you’ve worked so hard to build: your people, your lifestyle, your reputation, and your future goals.

We work closely with specialty trade contractors of all sizes—from independent crews to multi-location subcontractors. Whether you’re dealing with tight project timelines, subcontractor coordination, jobsite injuries, licensing and compliance issues, or rising insurance costs, we understand the unique challenges that come with your trade.

Start identifying the risk areas that could stall your growth—and build a safer, stronger business.

"The combination of risk management knowledge by the team in our specific business, along with the ENCORE plan are the main reasons we recommend Ellerbrock-Norris."
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Kelly Thompson, Thompson Construction

What's at Risk for Subcontractors?

Risk shows up everywhere in the trades. On the jobsite, you're navigating safety hazards, code compliance, and tight production schedules. In the office, you're juggling staffing shortages, contracts, rising material costs, and complex insurance requirements.

Drop the ball on any of it, and it could cost you everything. That's why you need a risk advisor by your side.

Here's why:

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See Where You Stack Up

Take our free Resiliency Assessment to see where you rate in terms of your overall risk management score, which is based on what others in similar industries are doing (or not doing) to manage risk. 

8 questions. 3 minutes. Ready... Set...

What You Receive

Overall Risk

Specialized Assessments

Know exactly where you stand across 10 impact areas of risks. We assess, measure and benchmark where you stand using our proprietary technology.

We Advise, You Decide

Know exactly where you stand across 10 impact areas of risks. We assess, measure and benchmark where you stand using our proprietary technology.

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On-Site Safety Support

Our in-house safety consultants provide OSHA prep, jobsite walkthroughs, full-time or temporary staffing, plus training for your leadership and broader teams. 

Contract Guidance

We help you reduce liability by reviewing insurance requirements and providing guidance on subcontractor compliance – so gaps don’t come back to haunt you and you're able to bid on those mega-projects. 

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Tailored Coverage for Your Specialty

You didn't start off as a business owner. You started as a craftsman. We're here to help you navigate the world of business ownership and specialize your risk management plan to your specific skillset.

Maximize Your Value

Your business valuation matters today almost as much as it does when you decide to retire. Protect your valuation to protect your family, your legacy, and your employees. Start building your plan today.  

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Prioritize, Evaluate and Manage a New Risk Each Quarter

Deep dive the 10 impact areas of risk facing every trades business and put a plan in place today to help you protect and perpetuate your business. 

Week 1: Prioritize

You and other key decision-makers will sit down with us to determine what risks are most prevalent today.

Schedule Your Free Risk Evaluation
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Weeks 2-5: Evaluate

We assess and benchmark your most pressing impact area of risk, then get to work on your customized plan.

Our Areas of Expertise
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Weeks 6-12: Implement

We’ll walk through your plan together to ensure it meets your needs, then help implement your strategies.

How We Manage Risk
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Repeat

At the end of each quarter, you'll re-prioritize your business's risks and begin a new action plan. 

Get Started Today
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Risk Management Scenario

For the third year in a row, you see your Workers’ Compensation premium increase. You assumed this would happen after you had a few accidents that led to claims last year. However, you never expected your e-mod rate would be this high, and you know you must take action to fix it.

Rather than just quote a new insurance policy, which won’t help much on price, you call your risk advisor to see what safety programs and training is available in your industry. You decide to outsource the training, but implement the internal culture needed to reduce workplace accidents, including morning safety briefing and a “see something, say something” rule for all employees.

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Get Started Today

Whether you're looking for business insurance, group benefits or business exit planning, we're here to help. Simply fill out the form below and we'll reach out to get process started.