PLEASE NOTE: As part of the recommended COVID-19 safety precautions Ellerbrock-Norris will be operating as a fully remote team starting 3/18/2020.
All team members will be available via email during this time. You can find team member email addresses on the Our Team page as needed.
The front of our Ellerbrock-Norris building in Hastings, Nebraska.

blog

The front of our Ellerbrock-Norris building in Hastings, Nebraska.
Finding the Right Business Insurance in Omaha: A Guide for Business Owners
As a business owner in Omaha, finding the right insurance coverage is essential for protecting your business and ensuring its long-term success. But with the myriad of options available, it can be overwhelming to navigate through the insurance landscape or understand which insurance agent or advisor to choose from. That's where this guide comes in.
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Business Exit Planning: Essential Steps to Safeguard Your Legacy
As we discuss business exit planning, we’re looking at the essential steps to safeguard your legacy – the financial gains from the sale, tax implications, the continuity of the business itself, and your future retirement aspirations.
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Understanding Commercial Property Insurance: A Comprehensive Guide
Commercial property insurance is one of the most important policies you carry as part of your commercial insurance package. Your business is often your largest investment asset, and understanding what's included with property coverage – and how to lower your premiums – has never been more important.
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Level-Funded vs. Self-Funded Health Insurance: What's Best for Your Business?
When a small business hits a certain size, usually around 30 employees, it is time to start exploring multiple options for health insurance plans, which often leads to two options: level-funded vs. self-funded health insurance.
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Insurance Business Magazine: What's Behind the Ellerbrock-Norris Brand Refresh?
There is a need for more insurance practitioners to rethink how the industry safeguards clients through policies and services, according to Andy Bassett, CEO of Ellerbrock-Norris, who spoke to Insurance Business following his firm’s rebrand.
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Protect Your Purpose: Ellerbrock-Norris Takes on New Tagline, Refreshed Brand
As part of our commitment to our clients, we are proud to unveil our brand refresh, complete with the new tagline of “Protect Your Purpose.” We partner with businesses to help them identify and solve for risks.
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Understanding Commercial Insurance Umbrella Policies: What’s Covered and How Much Do You Need?
What are commercial insurance umbrella policies? While a standard insurance policy provides essential protection, commercial insurance umbrella policies add an extra layer of protection, often over multiple underlying policies.
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Workers’ Compensation Experience Modification Rate: How It’s Calculated and Strategies for Reduction
Business owners need to understand how the Workers’ Compensation experience modification rate is calculated, and actionable steps you can take to reduce your mod rate – and thus the financial burden of Workers' Compensation insurance.
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For 2023, there are a number of sweeping market developments for your business to consider.
Insurance experts often examine how outside influences and trends affect the insurance marketplace, and businesses should follow suit to determine what factors may impact their insurance coverage.
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What is Workers’ Comp Mod Rate and How Do You Control It?
According to the Institute of Work Comp Professionals, about 75% of all premium audits are incorrect.
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How to Prevent Catalytic Converter Theft
The National Insurance Crime Bureau (NICB) found that the number of reported catalytic converter thefts increased from roughly 1,300 in 2018 to more than 52,000 in 2021.
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How to Select the Right Pharmacy Benefits Manager for Your Business
Here are a few key factors to consider when making your decision.
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6 Tips for Creating a Cybersecurity Culture
For this reason, it is important to make cybersecurity an integral part of company culture—something that is valued and upheld by every member of the organization.
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This past year has seen growing inflation concerns, impacting individuals and industries across the board. The commercial insurance market is no exception to these concerns.
Similar to other goods and services, inflation can also elevate the cost of insurance. What can you do to mitigate this risk? Keep reading!
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The Importance of Insurance-To-Value (ITV) for Commercial Property Coverage
Doing so can make all the difference in providing sufficient protection and preventing coinsurance penalties amid covered property losses.
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Hackers exploit virtual vulnerabilities to gain access to networks and devices illegally.
How to Protect Your Business from Hackers
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How much excess or umbrella do you need?
Let's look at an important question we get asked often!
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How to Properly Insure Your Airbnb and Vrbo Rental Properties
Just a few years ago, taking a trip involved contacting travel agencies, booking hotel rooms and making plans far in advance. Not anymore.
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Mental Health Awareness Month - 2022
Mental health—your mental and emotional well-being—can change over time due to factors like workload, stress and work-life balance.
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Workplace Safety: What To Watch For as a Business Leader
Know your procedures so you can be prepared for any situation.
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5 Spring Storm Safety Tips for Businesses
Business leaders should consider taking the following five precautions when preparing for spring weather.
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Why You Should Emphasis Hard Hats in Your Business
Read more in our March Safety Focused blog!
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Porky Butts BBQ Review: Ribs, Brisket, Burnt Ends & Smoked Chicken
Join Risk Advisor Neal Bierman for his BBQ food review at Porky Butts BBQ! Is it a Real Deal Meal?!
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What is the difference between general liability and professional liability?
Let's break it down from the perspective of a business owner.
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Sprains, Strains & Automobiles...
Is there a focus on safety within your business?
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Insurance Insights Blog for the Month of February, 2022! What Do You Need to Know?
February is American Heart Month
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Phil Nye the Healthcare Guy: Do You Understand Your Health Insurance Network?
Join Phil Nye the Healthcare Guy for today's blog around understanding your healthcare network.
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Do you ever feel like you're not being heard by your insurance company?
You're not alone...
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How Can I Educate My Employees On Their Benefits?
We know our benefits program is top-notch... But how can we ensure that our employees understand all the benefits they are offered?!
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Dinker's Bar & Grill Review: Haystack Burger & Cheeseburger
Join Risk Advisor Neal Bierman for his Haystack Burger & Cheeseburger food review at Dinker's Bar & Grill! Is it a Real Deal Meal?!
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What is an Insurance Deductible? Why is it Important?
Join Phil Nye the Healthcare Guy for today's blog surrounding deductibles.
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Insurance Insights for the Month of January, 2022
Set your SMART goals this year!
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Barrett's Barleycorn Pub & Grill Review: Chicken Philly & Classic Reuben
Join Risk Advisor Neal Bierman for his Chicken Philly & Classic Reuben food review at Barrett's Barleycorn Pub & Grill! Is it a Real Deal Meal?!
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How to Think About Large Group Health Insurance as a Business Owner
Risk Advisor Phil Hamburger takes on a new persona to bring you fun, energetic healthcare education! The goal is to become better consumers of healthcare.
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So what exactly is ENCORE? This is a question we get asked a lot.
Watch the video in this blog to find out!
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Neal is back with Real Deal Meals powered by Ellerbrock-Norris!
It's BACK!!!
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Court Reinstates OSHA Vaccination Mandate for Private Employers
The latest update as of December 17th, 2021
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The Risks Associated with Christmas Lights for Business Owners
The following are tips to help keep you and your home safe while decorating for the upcoming holidays:
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Is Your Car Ready for Harsh Weather?
With brisk, windy, cold weather and shorter days, you’ll want to make sure your car is prepared for the roads ahead.
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October 17th to 23rd is National Teen Driver Safety Week.
During this week, the U.S. Department of Transportation’s National Highway Traffic Safety Administration encourages parents to have important conversations with their teenagers about staying safe behind the wheel.
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How can you protect yourself online? Check out this infographic to learn more!
October is National Cybersecurity Awareness Month. During this annual event, government and industry leaders come together to raise awareness about the importance of cybersecurity.
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How Long Should Open Enrollment Last for Businesses?
The most successful open enrollment campaigns start engaging employees months in advance!
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What are some of the most frequently asked questions regarding workers' compensation claims?
Work comp FAQ, written by our own Client Advocate Mike Casavant!
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Do you know the ABC's of health insurance?
If you have a good understanding of common health insurance terms, it will be easier to create your plan!
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Cyber Risks and Liabilities (Why Cyber Insurance Is SO Important Now)
Organizations of all shapes and sizes are facing increased cybersecurity risks. How can we protect our greatest assets from being compromised?
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6 Benefits To Attract & Retain Small Business Employees
While each workforce has unique needs, we've seen commonalities among small business employees.
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Controlling Healthcare Costs In 2021
Health care costs have been rising steadily for years, and that's not expected to change any time soon.
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HR Hotline & Employee Handbook Builder
Human Resources planning can be stressful. We offer some key HR solutions to help your business grow and develop with ease! We're excited about our HR Hotline and Employee Handbook Builder.
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Healthcare Claims May Surge in 2021. Here's Why.
Visits for routine and preventive care trended significantly downward during the most stringent lockdown periods of the pandemic, from March through May 2020, according to health claims data.
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7 Types of Insurance To Best Protect Your Business
As a business owner, you are constantly exposed to risk. Here are 7 types of insurance to ensure your business is protected.
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The American Rescue Plan Act & Its Impact On COBRA
The U.S. Department of Labor has issued model notices for employers to use in meeting their obligations under the COBRA subsidy provisions of the American Rescue Plan Act. The DOL also issued FAQs about the law. This Legal Update further discusses the development.
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Make Home Security a Top Priority for Personal Safety
We have some tips for keeping your home safe this year and beyond.
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What Commercial Auto Trends Will Impact Your Business?
Commercial auto insurance is extremely important if you own or operate a business. Here are some of the trends to watch for in 2021.
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Sleep, Immune System & COVID
Seventy-four percent of Americans experience sleep-related struggles multiple nights per week, contributing to heightened chronic stress responses and weakened immunity during the ongoing COVID-19 pandemic.
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Andy Bassett continues looking at the types of litigation your business could face in the midst of COVID-19
What potential litigation could your business face due to COVID-19?
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As Biden Eyes Enforcement Boost, OSHA Hikes Maximum Penalty Values
President Joe Biden is poised to step up OSHA's enforcement program.
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Auto Insights - Driving In Extreme Weather
We have some insights for extreme weather conditions that may help you navigate tough roads.
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Workers’ Compensation Trends to Watch
Not only is workers’ compensation coverage required in most states, but it also plays a major role in connecting injured employees to the care they need to return to work as quickly and safely as possible. That’s why it’s crucial for your organization to develop an effective workers’ compensation program.
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Understanding the $900B Stimulus Package
On Monday, Dec. 21, 2020, Congress passed an emergency stimulus package designed to deliver approximately $900 billion in COVID-19-related aid. What does this mean?
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Employment Practices Liability Trends to Watch
As an employer, you care about making your workforce feel valued and managing your organization successfully. However, even if you do everything you can to ensure smooth relationships with your staff, employment practices liability (EPL) risks remain.
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What Types of Litigation and Liabilities Could Your Business Face in the Midst of COVID-19?
President of Ellerbrock-Norris, Andy Bassett, discussed potential litigation for businesses in the midst of COVID-19.
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Potential Changes to OSHA in the Biden Administration
Ellerbrock-Norris is offering a FREE webinar on December 9th from 10-11am! If you enjoy this webinar, think about joining the ENCORE Safety Network for more events like this.
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How Can Our ENCORE Safety Network Promote A Culture of Safety Within Your Company?
The ENCORE Safety Network helps companies build a culture of safety. We do this through an interactive network of safety professionals along with tools, videos, training with leaders in the industry and more!
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Combating Pandemic Fatigue
One-third of Americans are showing signs of depression or anxiety.
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Understanding Comprehensive Auto Insurance
Comprehensive auto coverage helps to repair or replace your car if it is stolen or damaged by something other than a collision. Watch this video to learn more.
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Understanding Auto Liability Coverage
Auto liability insurance is an important type of auto coverage that pays for the other driver's expenses if you are at fault in an accident. Watch this video to learn more.
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Coronavirus and Your Business
Learn about the Coronavirus and your responsibilities as an employer.
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Top 10 Threats to Small Businesses
Optimism is the fuel that drives the entrepreneurial spirit, so it isn’t surprising that most small business owners consider themselves optimists. Too much optimism, however, can get a small business owner into trouble.
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Insurance Insights: Personal Lines
Get the latest news and tips in this month's Personal Lines Newsletter
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Benefits of Cyber Liability Insurance
Cyber exposures aren't going away and, in fact, continue to escalate. Businesses need to be prepared in the event that a cyber attack strikes.
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Winter Storms & Extreme Cold: Are You Prepared?
While the amount of danger from winter weather varies across the country, nearly all Americans, regardless of where they live, are likely to face some type of severe winter weather at some point in their lives.
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